How to reduce PMI premiums by 8%: A prevention first playbook for employers

For years, the answer to rising PMI premiums has been the same: tweak the scheme, run a screening day, add a wellbeing initiative, shift the excess. But premiums have risen for the fourth year running, and those levers aren't moving the numbers like they used to. What if the real answer was never inside the policy itself? What if the fastest way to bring premium costs down was to stop people needing to claim in the first place?Insurance was built for the serious, acute moments in someone's life. It was never designed to catch every ache, worry or flag, yet that's how a lot of workforces end up using it. The businesses pulling ahead in 2026 are the ones looking earlier in the story: at prevention, at better pathways, and at real evidence of what is actually working.In this webinar, we'll explore:

• Why the usual playbook of screening, wellbeing and scheme redesign is starting to run out of road
• Why PMI was never meant to be the first port of call, and what should be
• How prevention and digital first pathways bring cost back under control
• How the Heka answers the five questions every senior team is now being asked
• The real story behind our customers' average 8% reduction at PMI renewal

Whether you're leading HR, steering the renewal from Finance, or shaping benefits strategy for the wider business, this session will give you a clearer picture of what's driving PMI cost, and a practical set of tools to do something about it.